Where are you now?
Where do you want to be?
How can you get from here to there?
Financial planning is a lot more than filling out a client interview form and waiting to receive a 50-page booklet with lots of graphs and pictures followed up by investment sales literature.
Yet that’s how it’s done more often than not.
We believe financial planning is not an event, but a process. Simply put, it is identifying your Resources (Point A) and your Goals (Point B) and determining how to get from your Point A to your Point B; creating a financial roadmap, if you will.
Most of our clients seem to want to live a comfortable, yet vibrant, retirement while helping their kids, grandkids, and community along the way. We can help them reach that destination.
Others may want to plan to provide a legacy for generations to come. We can help them get there, too.
And along the way there are always side trips and excursions: education, travel and vacations, and new business ventures to name a few. Of course there’s always a chance for road construction and detours along the way and we work with our clients to be ready with advice to handle the unexpected. Taxes, whether Income or Estate, are always a part of our planning, a natural outgrowth of our CPA heritage.
While we have many tools and resources at our disposal, one of the tools we use is financial planning software from MoneyGuidePro. We’ve added a link off to the right if you would like more information on this tool.
There’s an old, but still very relevant, saying: “People don’t plan to fail; they merely fail to plan.” Not our clients. Not on our watch.
Because without a plan, we can’t provide meaningful Investment Advice, Asset Management and Performance Review. Nor can anyone else.
The true wealth of a financial plan with an investment portfolio
is measured in the pleasures it affords you in retirement.
Why even this Professor of Finance needs a Financial Advisor
Even the most brilliant minds on investment strategy, the U.S. stock market and the world’s financial markets seek out a personal financial advisor to counsel them on estate planning, taxes and other financial planning parameters. In this two-minute video, Kenneth French explains why yes, even he, needs the unbiased and expert guidance of a trusted financial advisor. French is the Roth Family Distinguished Professor of Finance at the Tuck School of Business at Dartmouth College. He specialized in the behavior of security prices and investment strategies. He is also a director and consultant for Dimensional Fund Advisors.
